銀行詢問(wèn)牡丹卡英語(yǔ)會(huì)話

　　牡丹信用卡是中國(guó)工商銀行(含中國(guó)工商銀行相關(guān)分支機(jī)構(gòu))發(fā)行，并給予持卡人一定信用額度，持卡人可在信用額度內(nèi)先支付后還款，具有消費(fèi)、轉(zhuǎn)賬結(jié)算、存取現(xiàn)金等功能的信用支付工具。接下來(lái)小編為大家整理了銀行詢問(wèn)牡丹卡英語(yǔ)會(huì)話，希望對(duì)你有幫助哦!

　　對(duì)話一：

　　A:Excuse me,is this the Peony Credit Card Department of the ICBC?

　　B:Yes.Is there anything I could do for you?

　　A:Could you tell me something about your Peony Credit Card?

　　B:Yes,of course.

　　A:What service advantages does peony card possess?

　　B:Oh.First of all, We have interconnected our service offices throughout the country. In more than 320 card-issuing cities,there are over 28,000 savings offices and 100,000 special units.

　　A:That's great.Anything else?

　　B:We have the advantages of computer network with 27,000 ATMs and 120,000 POS. You can enjoy pleasant and convenient services anytime and anywhere.

　　A:Thank you for your information.

　　B:You're welcome.

　　A:請(qǐng)問(wèn)這兒是工商銀行牡丹卡部嗎?

　　B:是。需要我為您做點(diǎn)兒什么嗎?

　　A:我想咨詢牡丹卡業(yè)務(wù)，可以嗎?

　　B:當(dāng)然可以。

　　A:牡丹卡有哪些服務(wù)優(yōu)勢(shì)呢?

　　B:噢。首先，我們?cè)趪?guó)內(nèi)實(shí)現(xiàn)了服務(wù)機(jī)構(gòu)網(wǎng)絡(luò)化。在現(xiàn)有320多個(gè)發(fā)卡城市中，共有28,000多個(gè)指定儲(chǔ)蓄所，特約單位100,000多家。

　　A:太棒了!還有哪些優(yōu)勢(shì)呢?

　　B:我行擁有計(jì)算機(jī)網(wǎng)絡(luò)優(yōu)勢(shì),現(xiàn)有ATM機(jī)近27,000多臺(tái)，POS機(jī)120,000余臺(tái)。您可以隨時(shí)隨地享受到輕松方便的服務(wù)。

　　A:謝謝您的咨詢。

　　B:不用謝。

　　對(duì)話二：

　　A:Why are "MasterCard" symbols on the faces of Peony Card?

　　B:Ah.That's because the ICBC has joined in the MasterCard International Organization in Feb.1990.And "MasterCard" is the symbol of the organization.

　　A:Does it do anything with the Peony Card?

　　B:Well,according to the regulations of the Internatioal Credit Card Organization, every member bank must design the symbol of the organization on the face of the credit card. Therefore,there are "MasterCard" symbols on the faces of the peony cards.

　　A:Ah.I think it's the same with the VISA symbol.

　　B:Quite so.

　　A:為什么牡丹卡卡面上帶有"MasterCard"圖案?

　　B:因?yàn)橹袊?guó)工商銀行己于1990年2月加入了"萬(wàn)事達(dá)卡"國(guó)際組織，成為其會(huì)員銀行。"MasterCard"是該組織的標(biāo)志。

　　A:這與牡丹卡有什么關(guān)系嗎?

　　B:嗯，根據(jù)國(guó)際信用卡組織的規(guī)定，每個(gè)會(huì)員銀行發(fā)行的信用卡面上必須帶有該組織的標(biāo)志，因此，牡丹卡面上帶有"MasterCard"標(biāo)志。

　　A:喔，看來(lái)VISA圖案也是如此。

　　B:正是這樣。

　　對(duì)話三：

　　A:How can I get the benefits from a personal credit card?

　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.

　　A:Is it convenient to use?

　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.

　　A:Can I buy things with it?

　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.

　　A:What should I do if I am in bad need of funds?

　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.

　　A:That's good.

　　B:Try a Peony Card.

　　A:個(gè)人信用卡有什么好處嗎?

　　B:首先，使用信用卡比使用現(xiàn)金節(jié)省開支。是家庭理財(cái)?shù)暮脦褪?。此外，發(fā)卡機(jī)構(gòu)對(duì)信用卡存款計(jì)付利息。

　　A:它使用方便嗎?

　　B:當(dāng)然啦。ATM機(jī)提供24小時(shí)自助服務(wù)。支取現(xiàn)金、查詢賬戶、修改密碼、劃撥資金等業(yè)務(wù)操作便利。

　　A:我可以用它來(lái)購(gòu)物嗎?

　　B:可以啊。只需將牡丹卡在POS機(jī)上輕輕一劃，再敲幾下件，即可完成消費(fèi)付款。

　　A:如果我急需資金該怎么辦呢?

　　B:您可以利用牡丹卡的信用借款功能獲取一定的透支便利，以解燃眉之急。

　　A:那太好了。

　　B:辦一張牡丹卡試試。

　　對(duì)話四：

　　A:What benefits do the Peony Credit Card have for personal cardholders?

　　B:You can purchase first and pay later.

　　A:Is that so?

　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.

　　A:How could I do when there is no funds in my card?

　　B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.

　　A:Then,how much can I overdraw from my personal ordinary card?

　　B:5,000 to 20,000 yuan price range are available for you to choose.

　　A:That's enough.

　　B:Get a Peony Card as soon.

　　A:牡丹信用卡對(duì)個(gè)人有什么好處呢?

　　B:您可以先購(gòu)物后付款。

　　A:是這樣嗎?

　　B:是的。在城區(qū)，幾乎所有大中型的商場(chǎng)、超市，賓館飯店都為牡丹卡成員提供分期付款服務(wù)。作為持卡人，您可以根據(jù)需要選擇。

　　A:如果卡上沒(méi)錢該怎么辦呢?

　　B:不必?fù)?dān)心。您卡上有最低信用額度供您購(gòu)物。

　　A:那么我的這張普通卡能透支多少錢呢?

　　B:商品金額5,000元至20,000元供您選擇。

　　A:這就夠了。

　　B:趕緊辦一張牡丹信用卡片。

　　對(duì)話五：

　　A:What benefits do the Peony Card have for corporate cardholder?

　　B:Agency receipt and payment saves the time of shopping and banking for staffs.

　　A:Any other benefits?

　　B:Business trip allowances,medical expenses and other internal payments can all be completed through mutual transfer between the employee's and enterprise's Peony Card accounts.

　　A:It's really a coagent in enterprise's finance.

　　B:Moreover,it helps the corporate with instant settlement in or beyond the city,increasing the service efficiency of funds.

　　A:What special services they are!

　　B:Our aim is to satisfy every customer's needs.

　　A:領(lǐng)用牡丹卡對(duì)單位有什么好處呢?

　　B:代理收付節(jié)約購(gòu)物時(shí)間和跑銀行的時(shí)間。

　　A:還有什么其它好處呢?

　　B:將差旅費(fèi)和醫(yī)療費(fèi)用報(bào)銷及其它內(nèi)部繳納工作，全部通過(guò)牡丹卡完成員工卡賬戶與企業(yè)卡賬戶間的相互轉(zhuǎn)賬。

　　A:它真是企業(yè)財(cái)務(wù)的好幫手。

　　B:此外，它幫助單位在同城或異地實(shí)現(xiàn)即時(shí)清算，提高資金使用效率。

　　A:真是專業(yè)化服務(wù)啊!

　　B:我們的服務(wù)宗旨就是滿足每一位客戶的需要。

　　對(duì)話六：

　　A:Hello!I want to have a Peony Credit Card of your bank.

　　B:Which do you prefer, a gold card or an ordinary card?

　　A:Why!How's that?

　　B:Well.According to the credit grade, the Peony Credit Card is distinguished as gold and ordinary cards.

　　A:What special discount and service can people get for gold one?

　　B:You can get credit limit amounts ranging from 20,000 to 50,000 yuan for a gold card,but only up to 20,000 yuan for an ordinary one.

　　A:What requirements do you need to get a gold one?

　　B:You may apply for a personal gold card if you have a salary of more than 2,000 yuan per month as in the same conditions as other applicants.

　　A:Oh.I will have a gold card.

　　A:您好!我想辦一張貴行的牡丹信用卡。

　　B:您喜歡辦金卡，還是普通卡呢?

　　A:啊!這是怎么回事呢?

　　B:噢。按信用程度，牡丹信用卡分為金卡和普通卡。

　　A:金卡能得到什么優(yōu)惠和特殊服務(wù)呢?

　　B:您可以獲得20,000元至50,000元的信用額度，而普通卡最多只有20,000元。

　　A:辦金卡有什么規(guī)定嗎?

　　B:在其他方面和別人條件一樣的情況下，如果您月收入達(dá)到2,000元以上，就可以申領(lǐng)金卡。

　　A:那我辦一張金卡。